Another reason you may want to take another look at your life insurance policy is when you are inheritance planning. Life insurance isn’t just there to pay off sizable debts you may have incurred that still require payment. Life insurance can simple help your dependents with day to day living expenses. Something you may consider if you have a large estate is putting your life insurance within the trust, you can get at it easier and it won’t be subject to inheritance tax which can be hefty sometimes. It is a good option. For more information, visit lifeinsuranceblog.net.