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Cash from the Boss to Replace Payday Loans

paydayStartups say offering money through employers can reduce risk and cost

When Kendra Beasley and her husband separated last spring, her bank account was empty and she needed cash for a deposit on a new rental home. Instead of going to a payday lender as she had done once before, Beasley got a $500 loan through her employer, a Sonic Drive-In (SONC) in Globe, Ariz. When her next paycheck came, the money, plus a $24 fee, was deducted.

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